Ferratum Hokeja zināšanu spēle
Noteikumi un nosacījumi
Ferratum “Hokeja zināšanu spēle” kampaņu (turpmāk – Kampaņa) organizē Multitude Bank p.l.c. (turpmāk – Ferratum), sabiedrība ar ierobežotu atbildību, reģistrēta Maltas uzņēmumu reģistrā ar reģistrācijas numuru C56251, juridiskā adrese: ST Business Centre, 120 The Strand, Gzira GZR 1027, Malta. E-pasts: info@ferratumferratum.lv
1. Vispārīgie dalības noteikumi / Kampaņa
Dalība šajā Kampaņā balstās tikai uz šiem Noteikumiem un nosacījumiem, un tā ir bez maksas. Lai piedalītos Kampaņā, Tev ir jā:
- pareizi jāatbild uz zināšanu jautājumiem, kas publicēti https://www.ferratum.lv/hokejs katru dienu (no pirmdienas līdz piektdienai).
2. Dalības tiesības
Piedaloties Kampaņā, Tu piekrīti savai dalībai tajā un šiem Noteikumiem un nosacījumiem.
Dalībniekiem jābūt pilngadīgiem (vismaz 18 gadu vecumā) un Latvijas rezidentiem.
Ferratum darbinieki, viņu ģimenes locekļi un jebkuras citas personas, kas profesionāli saistītas ar Ferratum, nevar piedalīties šajā Kampaņā.
Ferratum ir tiesības pēc saviem ieskatiem diskvalificēt jebkuru dalībnieku, ja pastāv aizdomas par šo noteikumu pārkāpumu, likumu neievērošanu, rīcību, kas neatbilst sabiedriskajai kārtībai vai labajām paražām.
Dalībnieki, kas izmantojuši neatļautus palīglīdzekļus vai manipulācijas, lai iegūtu priekšrocības, tiks izslēgti, un, ja nepieciešams, balvas var tikt atsauktas.
Lai pretendētu uz balvu, dalībniekam ir jābūt Latvijas bankas kontam uz sava vārda.
3. Kampaņas periods
Ir divi kampaņas periodi:
- periods: no 2026. gada 18. maija 09:00 CET līdz 2026. gada 24. maija 23:59 CET;
- periods: no 2026. gada 25. maija 09:00 CET līdz 2026. gada 31. maija 23:59 CET.
Pieteikumi ārpus kampaņas periodiem netiek pieņemti.
4. Balva
Katram Kampaņas periodam divi dalībnieks, kas atbilst visiem kritērijiem un ievēro noteikumus, saņems galda hokeja spēli (turpmāk – Balva).
Uzvarētāji tiks noteikti:
- līdz 2026. gada 31. maijam plkst. 10:00 CET (par 1. periodu),
- līdz 2026. gada 15. jūnijam plkst. 10:00 CET (par 2. periodu).
Ja būs vairāki dalībnieki, kas atbildēs pareizi, uzvarētāji būs tie, kuri pirmie piektdien iesniedza pareizo atbildi.
5. Uzvarētāju paziņošana un balvas saņemšana
Uzvarētājs tiks informēts pa e-pastu 4. punktā noteiktajos termiņos.
Balva tiks nodota 30 darba dienu laikā pēc uzvaras paziņošanas. Balvu nodrošina un nodod SIA Radio Skonto LV.
Lai saņemtu balvu, uzvarētājam 72 stundu laikā pēc paziņojuma jāatbild uz e-pastu, norādot savu vārdu, uzvārdu, e-pasta adresi.
Ja balva netiek pieprasīta 72 stundu laikā, Ferratum var izvēlēties citu uzvarētāju, neveicot papildu izmeklēšanu. Balvas vai šo noteikumu noraidīšanas gadījumā balva netiek izsniegta.
Balva nav maināma vai nododama citām personām. Uzvarētājs pats ir atbildīgs par nodokļu nomaksu, kas izriet no balvas saņemšanas. Ferratum nesedz papildu izmaksas, kas saistītas ar balvu.
6. Kampaņas priekšlaicīga izbeigšana
Ferratum ir tiesības jebkurā brīdī pārtraukt Kampaņu bez iepriekšēja paziņojuma, īpaši tehnisku problēmu (piemēram, vīrusi, programmatūras kļūdas) vai juridisku iemeslu dēļ. Ja Kampaņas pārtraukšanu izraisījis kāds dalībnieks, Ferratum ir tiesības vērsties tiesā.
7. Atbildība
Uzvarētājs pats sedz visas izmaksas un nodokļus, kas rodas, piedaloties Kampaņā vai izmantojot balvu.
Uzvarētājs atsakās no jebkādas pretenzijas pret Ferratum par zaudējumiem, kas radušies piedaloties Kampaņā vai izmantojot balvu.
Ferratum atbildība nepārsniedz balvas vērtību, kas noteikta šajos Noteikumos un nosacījumos.
Dalībnieks, piedaloties Kampaņā, piekrīt ievērot noteikumus un akceptē Ferratum galīgo lēmumu.
8. Datu aizsardzība
Lai nodrošinātu Kampaņas norisi un balvas piešķiršanu, Ferratum kā pārzinim ir jāapstrādā noteikti dalībnieku personas dati: vārds, uzvārds, e-pasts, adrese un IBAN.
Datu apstrādes juridiskais pamats – GDPR 6. panta 1. punkta f) apakšpunkts.
Personas dati tiek izmantoti tikai uzvarētāju noteikšanai un tiks dzēsti 4 nedēļas pēc kampaņas beigām, ja vien dalībnieks nav devis piekrišanu saņemt Ferratum piedāvājumus.
Ferratum apstrādā personas datus saskaņā ar Ferratum Privātuma politiku, kas pieejama
šeit
Kampaņu neorganizē un neatbalsta neviena cita trešā puse – vienīgi Ferratum.
9. Publicitāte sociālajos tīklos
Kampaņu organizē tikai Ferratum. Tā nav sponsorēta, administrēta vai citādi saistīta ar Facebook vai Instagram.
10. Saturs
Dalībnieki ir pilnībā atbildīgi par kampaņas ietvaros iesniegto saturu. Publicētajam saturam jābūt likumīgam, neapvainojošam un nedrīkst pārkāpt trešo pušu tiesības.
Dalībnieki garantē, ka ir iesniegtā satura tiesību īpašnieki vai ieguvuši atbilstošas lietošanas tiesības. Publicējot saturu un atzīmējot Ferratum, dalībnieks piešķir Ferratum tiesības to publicēt, izplatīt, kopēt un izmantot Kampaņas ietvaros.
Ferratum nav atbildīgs par trešo pušu tiesību pārkāpumiem, ko veicis dalībnieks.
11. Citi noteikumi
Kampaņa ir Ferratum iniciatīva un nerada juridiski saistošas saistības.
Ferratum var jebkurā laikā apturēt, izbeigt vai mainīt šos Noteikumus un nosacījumus bez iepriekšēja brīdinājuma.
Noteikumus reglamentē Maltas tiesības. Ja kāds punkts kļūst spēkā neesošs, pārējie paliek spēkā. Tas pats attiecas uz iespējamām nepilnībām.
Šīs kampaņas noteikumi ir sastādīti latviešu un angļu valodā. Gadījumā, ja starp abām valodu versijām rodas jebkādas pretrunas vai interpretācijas atšķirības, saistoša un noteicoša būs šo noteikumu angļu valodas versija.
Ferratum “Hokeja zināšanu spēle”
Terms and Conditions (T&Cs)
Ferratum “Hokeja zināšanu spēle” campaign (hereinafter the ‘Campaign’) is organized by Multitude Bank p.l.c. (hereinafter called ‘Ferratum’), a public limited company, registered under the laws of Malta in the Malta Business Registry with number C56251, with its registered address at ST Business Centre, 120 The Strand, Gzira GZR 1027, Malta. E-mail: info@ferratumferratum.lv
1. General conditions of participation / Campaign
The participation of this Campaign shall be based exclusively on these T&Cs and participation shall be free of charge. In order to participate in the Campaign, You must:
- Correctly answer knowledge based questions posted on https://www.ferratum.lv/hokejs each day posted throughout the week (Monday till Friday);
2. Eligibility for Participation
By entering this Campaign you agree to your participation in the Campaign and to these T&Cs.
Participants must be of legal age (18 years or older) and must be a resident of Latvia.
Employees of Ferratum, their families and any other persons having a professional connection with Ferratum, are excluded from participating in the Campaign.
Ferratum reserves the right, at its sole discretion, to disqualify and exclude any Participant/s who it suspects is infringing the present T&Cs or any laws against generally accepted good practices or public order. Ferratum also reserves the right to disqualify and exclude any Participant/s who does not meet all the requirements and eligibility criteria of the Campaign. In these cases, the excluded Participant will not be eligible to win.
Individuals who have made use of unauthorized aids or other kinds of manipulation to gain an advantage will also be excluded. In such cases, prizes may also be rescinded and recalled, if necessary.
In order to be eligible for the Prize you need to have a Latvian bank account in your own name.
3. Campaign Period
There are two Campaign periods:
- First Campaign period is from the May 18, 2026 09:00 CET until May 24, 2026 23:59 CET;
- Second Campaign period is from the May 25, 2026 09:00 CET until May 31, 2025 23:59 CET.
Participants outside of the Campaign Periods shall not be eligible to win the prize.
4. Prize
For each Campaign Period two Participants who meets the eligibility criteria and follow all conditions herein will each win a table hockey game (hereinafter referred to as the “Prize”).
Once the Campaign Period has elapsed, Ferratum indicate the prize winners:
- by May 31, 2026 10:00 CET for the First Campaign period;
- by June 15, 2026 10:00 CET for the Second Campaign period.
If there will be more than two Participants that meets the eligibility criteria, the winner of the Campaign will be the one who submitted correct answer on Friday of each Campaign period first.
5. Announcement of the winners and transmission of the Prize
The winners of the Campaign will be contacted by e-mail within the deadlines stated in Section 4 of these Terms and Conditions.
The Prize will be awarded to the winners within 30 working days after the announcement of the win. The Prize will be provided and delivered by SIA Radio Skonto LV.
To claim the prize, the winner must respond to the email message mentioned in this section within 72 hours after the message has been sent. In the response the winner needs to share their full name, their email address and their IBAN in order to facilitate the execution of the Prize.
If the Prize is not claimed within these 72 hours, an alternative winner will be chosen. In this case, Ferratum reserves the right not to investigate the matter further and can go ahead and choose another winner. Rejecting the Prize or these T&Cs will result in the Prize being withheld.
The Prize cannot be changed or transferred either in terms of content or extent.
The winner shall be solely responsible to comply with tax obligations that may be applicable as a result of receiving the Prize. Furthermore, Ferratum shall not be responsible for any additional costs related to the Prize.
6. Premature closure of the Campaign
Ferratum reserves the right to cancel the Campaign at any time without prior notice. In particular, but not limited to, Ferratum may cancel the Campaign in case of technical issues (e.g. computer viruses, manipulation or hard/software errors), or if, due to legal reasons, the Campaign cannot be properly implemented. Should a Participant be the cause for the cancellation of the Campaign, Ferratum shall have the right to take legal action accordingly.
7. Liability
The winner is responsible for any costs and / or taxes that arise as a result of receiving or using the Prize or participating in the Campaign. The winner disclaims Ferratum from all liability caused or alleged to have been caused by participating in the Campaign or receiving the Prize. The winner of the Prize also disclaims Ferratum from all liability regarding subsequent use or any deficiencies in this as well as all liability regarding damage caused or alleged to have been caused by participating in this Campaign or redemption or use of the Prize. However, this disclaimer shall not undermine any consumer rights of the participants in accordance with the law. Ferratum’s liability to you shall not exceed the value or amount of the winnings mentioned in these T&Cs. By participating in the Campaign, you undertake to follow these T&Cs and accept Ferratum’s final decision.
8. Data protection
When entering this Campaign, Ferratum as responsible authority and data controller needs to process certain personal data of the Participants required for the organisation of the Campaign and granting the Prize. This personal data is surname, first name, email, address and IBAN number. The legal basis for any processing of such data falls under Article 6(1)(f) of General Data Protection Regulation (EU) 2016/679.
Personal data collected in connection with this Campaign are solely processed for the purpose of selecting the winners and will be deleted within 4 weeks after the end of the Campaign period, unless the Participant has consented to receive offers from Ferratum during the Campaign. Ferratum processes personal data in accordance with Ferratum Privacy Policy.
This Campaign is not run, supported, organised nor controlled by any other party than Ferratum. Ferratum remains the sole organiser of this Campaign.
Ferratum processes the personal data of individuals in accordance with the principles set forth in the Ferratum 's Privacy Policy, which can be found here.
9. Promotion on social media
Ferratum is the sole organizer of the Campaign. The Campaign is in no way sponsored, endorsed, administered by or associated with Facebook or Instagram.
10. Responsibility for content
Participants assume responsibility for all content they submit for the Campaign. If the Participant has posted a photo, video or other material and has tagged Ferratum, they must guarantee that the material submitted is not illegal, offensive in any way and cannot not be construed as libel towards third parties. Submission or publication of any advertisements or promotional material is not permitted. Content that does not comply with the present T&Cs may be altered or removed by Ferratum without prior warning at its sole discretion.
In case of content being subject to intellectual property law (e.g. copyright or trademark law), Participants warrants that they are either the rightful owner of such intellectual property or has been awarded the relevant usage rights by the respective rights’ holder. Furthermore, by posting a photo, video or other material and tagging Ferratum, Participant grants Ferratum the right to publish, distribute, copy and use such content in the course of the Campaign.
Ferratum will not be held liable in the case of a Participant’s infringement of third party rights in line with section 7.
11. Miscellaneous
The Campaign is a courtesy offered by Ferratum and does not create any legal obligations that may be enforced in front of court.
Ferratum may suspend, terminate, change, update and/or amend these T&Cs at any time without prior notice.
These Terms and Conditions are governed by Maltese law. Should individual provisions of these Terms and Conditions become invalid, the validity of the remaining conditions shall remain unaffected. The same applies in the event of any existing loopholes.
These Campaign Terms and Conditions are drafted in both Latvian and English. In the event of any discrepancies, conflicts, or differences in interpretation between the two language versions, the English version of these Terms and Conditions shall prevail.